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Choosing the right policy starts with the value of your bike, the number of times that you ride it and if it is vulnerable to being stolen. Accidental Crash & Damage: This is the most common form of insurance for mountain bikes. Stand-alone downhill mountain bike insurance … So check out the different insurance companies to find the right coverage for your mountain bike. This insurance covers road, track, mountain biking, cyclo-cross, … While this form of insurance is not mandatory, it is considered necessary for those who ride mountain bikes along the hills, steep paths and other outdoor locations. I love riding and racing my bike just as much as everyone else, but I started in the Insurance world about 10 years ago, building up the knowledge and experience required to look after clients all over the country. Send us an email, give us a call or fill out the form on our website for a no obligation quote! There simply is no substitute. Same goes for renters or condo insurance. We have coverage for all needs and budgets so you can enjoy the sport you love without worry! Downhill Mountain Bike Insurance Downhill mountain biking is a bit more dangerous than traditional mountain biking. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. Having a separate bicycle insurance policy can ensure that no matter how high the value of a bike, it’s covered in times of crisis. It is crucial for those who embrace the thrill of racing down steep hills to have protection to match the risk. Each of them offers benefits that can pay off in case of an accident. Why Has My Motorcycle Insurance Renewal Gone up? You could pay less than £47.11 per year to insure bikes valued up to £1,500* Use our insurance comparison tool to get a quote now. MTBInsuranceUK will design an insurance package to suit your needs. The National Bike Registryes… You voluntarily choose to provide personal details to us via this website. Check with your insurance company to see where you can save money with approved discounts. Mountain bikes started to become a real phenomenon in the late 1980s and their popularity has continued ever since. Stranded Cyclist: If you cannot leave your location, having this insurance will provide assistance when you need it. With more people owning mountain bikes, it raises the question of whether mountain bike insurance is a real necessity. Complete the enquiry form below and Helen will be in touch. Theft: Mountain bike theft insurance is relatively inexpensive and provides excellent protection in case your bike is stolen. Accidental Crash & Damage: This is the most common form of insurance for mountain bikes. Before You Compare Quotes from Allstate for Free! It’s hard on the rider and it’s hard on the bike. In some cases, I’ve heard of people adding an expensive bike … I have been riding and racing my bike since the age of 8, I was very lucky to have the opportunity to race professionally full time for over 12 years, racing full time on the Downhill World Cup circuit and then on to racing Enduro. Each insurance company has their own coverage programs for your consideration. This is because the personal injury rate for riding a mountain bike under these conditions is considerable. Optional Rider Injury: In case someone else is riding your bike, they can be covered as well. A low coverage limit combined with a high deductible means bicycle owners may be faced with the majority of the cost to replace their bikes. By submitting this information you have given your agreement to receive verbal contact from us to discuss your requirements. Whether it’s the daily cycle to work or just a cycle on the weekend, we have you covered here with our bicycle insurance. Monthly Motorcycle Insurance – An Economical Option for Those Ride Less? However, in comparison, some professional specialized bike insurance policies may include coverage for personal injury, You just need to decide if you already have that coverage through your health insurance, or a personal accident policy instead. We love our bicycles as well as our bike trips in Ireland and abroad. This is why having insurance for mountain bikes is considered paramount. Bicycles fitted with an internal combustion engine or other sources of power assistance are generally not covered (these may be considered mopeds and will require different cover). Different forms of bicycle insurance may provide cover for some, or all, of the following: 1. will cover the majority of bicycles, from road bikes, to racing bikes and mountain bikes to regular push bikes. Whether you are racing or training downhill, enduro, cross country, or any adventure sport MTBInsuranceUK has you covered. A deductible may apply and you’ll be covered up to the applicable limits of your home, condo or renters policy. Cover against theft or damage. I work with every one of my clients on an individual basis to provide the service they need and deserve. According to Victorian crime statistics, bike thefts increased by over 10% from 2018 to 2019, hitting a new record of 6923 bikes … There is also rental reimbursement, coverage for shipping, helmet replacement and more. Don't hesitate to request free quotes from us. However, it may only cover your bike in certain locations such as your home, so … Discounts: There are a number of discounts that you can earn from the insurance company ranging from taking an approved safety course to carrying anti-theft protection to wearing the right gear for riding a mountain bike to reduce injury. Get mountain bike insurance and enjoy it even more. Motorcycle Liability Insurance To Protect Yourself As Well As Others. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists. And Markel bicycle insurance … Here, you will be protected in case of damage to your bike and any property damage that might be caused as well. Don't buy double insurance … Bike insurance can cover injuries you got when using the bike, but you might already be covered by Medicare or private health insurance. But it’s also extremely enjoyable. There are several different policies for mountain biking insurance. Free Quotes: You can look for free quotes which are often based on the value of the bike itself.

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